Binance, the world’s largest cryptocurrency exchange by trading volume, has officially completed the integration of Ripple USD (RLUSD) on the XRP Ledger (XRPL) — marking a significant milestone for both Ripple and the broader stablecoin landscape.
The exchange announced on February 12, 2026, that RLUSD deposits are now live on the XRP Ledger, allowing users to move the regulated stablecoin directly on one of the industry’s fastest and most cost-efficient blockchains. While withdrawals will be enabled once sufficient liquidity is established, this launch lays the groundwork for a deeper stablecoin presence on the XRPL.
What This Means for Traders and Liquidity
With the integration complete, Binance is already offering new RLUSD trading pairs — including RLUSD/USDT, RLUSD/U, and XRP/RLUSD — designed to deepen liquidity and facilitate efficient trading across markets. For a limited time, Binance has also introduced zero trading fees on select RLUSD pairs as part of its promotional launch efforts.
Thanks to the XRPL’s native advantages — notably faster transaction settlement and lower costs than many other blockchains — traders and institutions can benefit from smoother stablecoin transfers and settlement options. The direct integration into the XRPL also supports Ripple’s ongoing efforts to expand the use of RLUSD beyond Ethereum centric markets.
Why This Matters for the Ripple Ecosystem
RLUSD — a US dollar pegged stablecoin issued by Ripple under a regulated trust charter — has quickly become one of the top stablecoins in the market. Recent data shows that RLUSD’s overall circulation has surged across Ethereum and the XRP Ledger, underscoring growing demand for compliant stable value assets.
This integration into Binance’s XRP Ledger setup reinforces several key trends:
• Stronger adoption of regulated stablecoins, as RLUSD gains access to one of the largest crypto exchange audiences.
• Enhanced utility for the XRP Ledger, as the addition of RLUSD increases on chain activity and trading options.
• Ripple’s broader strategy to grow RLUSD across multiple networks and real world use cases, including cross border payments and institutional settlement infrastructure.
Industry watchers also note that this move could strengthen the role of XRP as a settlement asset, as traders and institutions increasingly leverage stablecoins for liquidity and risk management — all while benefiting from XRPL’s performance and cost profile.
A Growing Stablecoin Footprint
Prior to this integration, RLUSD had already seen robust market interest, securing listings on major exchanges and showing a remarkable rise in market cap since its launch. Its multichain presence — including on Ethereum and now fully on the XRPL — reflects a broader push toward making regulated stablecoins a fundamental part of blockchain finance infrastructure.
As Binance continues to expand RLUSD support — including upcoming withdrawal enablement and potential yield products — traders and developers alike are watching how this integration might influence stablecoin flows, decentralized finance (DeFi) activity, and institutional adoption across the crypto ecosystem.